home insurance:
This insurance is to protect residential buildings and their contents from natural disasters such as earthquakes and storms. It covers losses resulting from fire, explosion, theft, or any accidents that lead to deterioration or damage to the home, according to the conditions and exceptions stipulated in the insurance policy.
The maximum insurance coverage is determined on the basis of the value of the insured home and the value of its contents based on reasonable estimates, in addition to the benefit of third party liability, liability to local staff and the value of the additional expenses of finding alternative accommodation. In the event of damage to the insured dwelling. Compensation is made on the basis of repair, replacement or monetary compensation.
The document covers, according to the client's choices, the premises, the contents, or both; Insured risks include:
• Fire, lightning, explosion, earthquake
• Storm and flood
• Explosion or flooding of water tanks, devices or pipes Collision or collision involving any animal, land vehicle, aircraft or other aerial device or anything falling from it
• Riots, strikes, labor unrest and civil unrest
Travel insurance:
This policy provides coverage to passengers on international flights in relation to risks related to travel outside the Kingdom of Saudi Arabia, where travelers may incur losses due to a series of incidents such as flight cancellation, curtailment, non-departure, loss of baggage, delay in baggage or its timely arrival. It also includes coverage for emergency medical expenses, personal accidents or personal public liability in accordance with the terms, conditions and exclusions stated in the insurance policy.
personal accident:
This policy states that if the insured suffers any bodily injury arising solely and directly from an accident caused by external violent and visible means, the insurer shall pay the insured or his legal representatives the amount or amounts stipulated in the policy. The policy provides coverage against bodily injury caused by L
1. Death
2. Permanent total disability
3. Permanent partial disability
4. Temporary total disability.
5. Medical expenses
6. Repatriation of the remains of the dead
Exceptions:
1. Intentional self-harm/suicide.
2. An injury occurred while drunk.